Oklahomey
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Oklahoma Closing Cost Calculator

Estimate your total closing costs when selling your home in Oklahoma

Home Sale Price
$100K$1M
Total Estimated Closing Costs
$11,674
Net Proceeds: $288,326

Cost Breakdown

Oklahomey Flat Fee
MLS listing service
$299
Buyer's Agent Commission
2.5% of sale price
$7,500
Title Insurance
Owner's policy
$1,500
Transfer Tax
Oklahoma transfer tax
$450
Recording Fees
County recording
$75
Closing/Attorney Fees
Closing services
$500
Prorated Property Taxes
Estimated 6 months
$1,350

*These are estimated costs based on typical Oklahoma closing costs. Actual costs may vary based on your specific transaction, location, and service providers. This calculator is for informational purposes only and should not be considered financial advice.

Understanding Closing Costs in Oklahoma

When selling your home in Oklahoma, you'll encounter various closing costs. Understanding these costs helps you budget accurately and avoid surprises at closing.

Common Seller Closing Costs:

Title Insurance: In Oklahoma, sellers typically pay for the owner's title insurance policy, which protects the buyer from title defects. This usually costs around 0.5% of the sale price.
Transfer Tax: Oklahoma charges a documentary stamp tax of $0.75 per $500 of the sale price. This is one of the lowest transfer taxes in the nation.
Buyer's Agent Commission: While not required, most sellers offer 2.5-3% commission to buyer's agents to attract more potential buyers. With Oklahomey, you save the listing agent commission entirely.
Recording Fees: Counties charge fees to record the deed transfer, typically around $75.
Prorated Property Taxes: You'll pay your share of property taxes up to the closing date. The calculator estimates 6 months of taxes.
HOA Transfer Fees: If your property is in an HOA, there may be transfer or administrative fees, typically $100-$300.

How Oklahomey Saves You Money

Traditional real estate agents charge 5-6% commission (split between listing and buyer's agents). On a $300,000 home, that's $15,000-$18,000 in commissions alone.

With Oklahomey's flat fee of just $299, you eliminate the listing agent commission entirely. You still get full MLS exposure and all the benefits of a professional listing, but you keep thousands more in your pocket.

Even after paying the buyer's agent commission (which you would pay anyway with a traditional agent), you save over $8,000 on a $300,000 home sale.

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